Innovative Risk Management
For example, produce your direct debit mandate with validated bank account information directly from your client’s online account. Check the account balance and thus the creditworthiness of your clients.
Modern Risk Management
The online account information reflects real life. It is the best and most valid information about your clients.
Shorten and Automate Credit Applications
Reduce the input fields, avoid mis-entries, and speed up your credit application process in real time.
Integrated Online Transactions
PIN / TAN payments are increasingly becoming popular on the Internet. Integrate the possibility of online transactions into your product.
White-label Access to Bank Accounts
Our modern API supports the integration of online bank accounts and access to your clients’ financial information from within your product.
How It Works Your client completes our process in just a few steps.
Select a Bank
Your clients choose their bank using the bank code or BIC.
FinTecSystems currently supports more than 50 million bank accounts in Germany and Austria.
Bank Login
Your client grants us access to their online account using their well-known bank login credentials. Of course, the transmission of the login credentials is securily encrypted.
Processing the Account Information
Depending on your product and based on your requirements, we can identify certain information of interest in your client’s online account. (Client must opt-in.)
Transfer of Data
FinTecSystems sends the desired information in standardized form for further processing within your system.
Reduce Credit and Fraud Risk
with Online Banking Data
FinTecSystems makes access possible for you.
Unlimited Possibilities You create the future of your product with the help of our API.
State-of-the-art security with certified datacenters!
State-of-the-art security with certified datacenters!
Simple Integration
A modern REST- and Javascript API enables a fast implementation without any restrictions.
Get access to all relevant german and austrian banks. No bank-specific implementation needed.
Provide Added Value with Our White-Label Approach
We seamlessly integrate directly into your product system. White label without redirect, device independence, and a responsive design allow you to remain “customer-facing.”
