With the solution from FinTecSystems, loan applicants can now conveniently carry out the necessary account check for a credit check at SKG BANK in a fully digital and paperless manner. In doing so, SKG and DKB are making it possible to arrange loans quickly and completely digitally. We can bid farewell to the submission of documents such as account statements: when applying for a loan, the customer logs into their online banking account with their access data. This enables the account transactions to be digitally transferred to SKG BANK – a process that is necessary for the credit check. The applicant can then complete the loan application using video identification and a qualified electronic signature. This eliminates the need to print, sign and post documents. The credit check is then carried out by SKG BANK, which means that a payout on the same working day is possible.