Data access: One API to 6,000 banks in Europe
We Turn Data Into
Always make the right decision. In real time.
We Help to Understand
the Person,the Company Behind
the Bank Account.
With the services of FTS you can leverage the financial data of your customers to create a holistic understanding of your clientele. This enables you to drastically improve customer experience by creating customized and needs-based offers.
Which Product Would You Like To Know More About?
The right platform for your requirements.
Open Banking Platform
Enable real-time decisions through access to account information.
Analytics Platform
Better customer understanding through prepared and structured financial data.
Payment Plattform
Intelligent online payments for maximum reliability.
Concrete Fields of Application
Credit check in real time
Via our digital bank statement, we enable automated and fully digital financing decisions.
Fraud Management
By transferring risk characteristics relevant to the payment, you minimize the risk of fraud and creditworthiness for direct debits, purchases on account and installment payments.
Online Payments
Differentiate yourself with a transfer system in your own look & feel.
Personal Finance Management
FinTecSystems’ Open Banking platform offers you everything from a single source – from multi-banking aggregation to standardized categorization logic.
Identity & KYC
Determine the identity of your customers for a leaner onboarding or legitimation process.
Debt Restructuring
Relieve the debt situation of your consumers by offering optimal customer service.
require 'vendor/autoload.php';
$apiKey = 'your-api-key';
$payload = [
'amount' => 35,
'currency_id' => 'EUR',
'purpose' => 'Order No 123456',
'recipient_iban' => 'DE04888888880087654321',
'recipient_holder' => 'MyCompany Inc.',
];
$response = HttpfulRequest::post('https://api.xs2a.com/v1/payments')
->sendsJson()
->authenticateWith('api', $apiKey)
->body(json_encode($payload))
->send();
echo $response->body->transaction;
echo $response->body->wizard_session_key;
Over 100 Customers and Partners From 10 Countries Already Trust in FinTecSystems
Real-Time Credit Check
The expansion and live scoring allows us to evaluate account data faster and more precisely.
Thus, current risk assessments are very well-founded and possible without complications. This is a great advantage for us because we can act accordingly. Especially in situations like the Covid-19 crisis, access to current data is very important. The simple operation rounds off the whole thing perfectly.
Get advice now!
Do you have questions or would you like to learn more about our products and services?
Then write to us!
Data Security
Highest security through certified data centers
Customer data is stored in a German data center certified according to ISO27001.
SSL-encrypted transmission of all data. Double-encrypted access code.
FinTecSystems operates in accordance with the strict German Federal Data Protection Act and the EU General Data Protection Regulation (GDPR).
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