Open Banking Platform
Enable real-time decisions through access to account data.
Digital banking thrives on real-time decisions. When it comes to digital credit decisions or the immediate checking of creditworthiness, two things are essential: Up-to-date, reliable and analyzable data and secure, universal access to this data. The FTS Open Banking Platform enables exactly that – with just one Banking API.
Depending on customer needs and product, we can provide one-time access or repeated access to bank data.
To get a holistic view of financial data, access to various account types is essential. Therefore, the Open Banking Platform supports the following account types:
connected banks
accessible bank accounts
Account synchronizations per year
Countries available
The interface to the future
Banking APIs are the basis for new business models in the financial world. Driven by the new Payment Services Directive PSD2, established banks and numerous FinTechs are working on new solutions and services based on API banking.
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An overview of all FinTecSystems platforms
Our Analytics Platform transforms Big Data into Smart Data and makes the data from online banking usable. Through the AI-based analysis of raw data, you receive meaningful information that helps you to always make the right decision.
Enable your customers to easily initiate payments in your own look and feel with our white-label online bank transfer. The Payment Platform also supports you in fraud and risk management thanks to numerous analysis functions.
Focus on your business and benefit from our License as a Service model. We provide you with our PSD2 license so that you can continue your business with the necessary legal security for your customers.
Highest security through certified data centers
Customer data is stored in a German data center certified according to ISO27001.
SSL-encrypted transmission of all data. Double-encrypted access code.
FinTecSystems operates in accordance with the strict German Federal Data Protection Act and the EU General Data Protection Regulation (GDPR).