Real-Time Decisions Thanks To Digital Access To Account Information.
Digital banking thrives on real-time decisions. When it comes to digital credit decisions or the immediate checking of creditworthiness, two things are essential: Up-to-date, reliable and analyzable data and secure, universal access to this data. The FTS Open Banking Platform enables exactly that – with just one Banking API.
The Perfect Account Access for Your Product.
Depending on customer needs and product, we can provide one-time access or repeated access to bank data.
The one-time access is often used to check creditworthiness as part of a digital credit application process.
This access is suitable for personal finance management applications or accounting solutions.
No Matter Which Account – We Provide the Access.
To get a holistic view of financial data, access to various account types is essential. Therefore, the Open Banking Platform supports the following account types:
Savings and deposit accounts
Figures on the Open Banking Platform
accessible bank accounts
+ 10 Mio
Account synchronizations per year
White Paper: Banking API
The interface for the future
Banking APIs are the basis for new business models in the financial world. Driven by the new Payment Services Directive PSD2, established banks and numerous FinTechs are working on new solutions and services based on API banking.
What banking APIs are and how they work
How banks are responding to the new opportunities of API banking
Which business models are arising through API banking
Do you have questions or want to find out more about our products and services?
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