What is a Payment Initiation Service?

Enable your customers to initiate payments between bank accounts.

Payment Initiation Services (PIS) are providers of payment services for online transfers. If a user instructs a Payment Initiation Service to initiate a payment, the PIS accesses the customer’s online banking account and initiates the desired transaction. FinTecSystems offers this both as a white-label solution and as a branded solution. As a certified Payment Initiation Service, FTS supplies the digital component via its Open Banking Platform, which makes transfers between bank accounts even easier.

WHITE-LABEL PAYMENT INITIATION SOLUTION (PISP)

Would you like to set up your own payment service under your own brand and with your own look & feel? If so, the FinTecSystems white-label online bank transfer is just right for you! This makes online transfers a payment method that can be used universally.

OnlineÜberweisen (Brand)

OnlineÜberweisen is the branded payment initiation solution from FinTecSystems. Your customers simply make a payment using the login data from their online banking. The transfer amount is transferred directly between your customer and you and is therefore available promptly and without retention.

BENEFITS OF THE WHITE-LABEL PAYMENT INITIATION SOLUTION FROM FTS

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Seamless customer experience

Auto-completion of the bank sort code and bank-specific login fields.

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Greater customer loyalty

SEPA transfers under your own name and with your look & feel.

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Automatic bank reconciliation

Clear and automatic matching of all incoming payments.

PSD2 License as a Service
License as a Service (PSD2)

We provide you with our PSD2 license so that you can continue operating your business in a PSD2-compliant manner.

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THESE CUSTOMERS ALREADY TRUST FINTECSYSTEMS

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HOW IT WORKS

Datenfluss Payment

YOUR OWN ONLINE BANK TRANSFER IN JUST A FEW STEPS

The initial call-up specifies the basic information of the payments (amount, currency, purpose, receipt account) that is to be processed on the online banking account.

Your user selects online bank transfer as the payment method and logs into their online banking account with their username and pin.

After successful login using the subsequent TAN, a security check is carried out to prevent payment defaults. For example, we check whether the account has sufficient funds.

Both buyer and seller will now receive real-time confirmation that the payment has been successfully initiated.

Get advice now!

Do you have questions or want to find out more about our products and services?
If so, send us a message! To find out how FinTecSystems GmbH processes data, please refer to our privacy statement.

DATA SECURITY

Maximum security through certified data centers

ISO 27001 FinTecSystems

Customer data is stored in a German data center certified according to ISO27001.

SSL Datensicherheit

SSL-encrypted transmission of all data. Double-encrypted access code.

Datenschutzsiegel

FinTecSystems operates in accordance with the strict German Federal Data Protection Act and the EU General Data Protection Regulation (GDPR).

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